Calculate return on investment and annualized return.
ROI = net profit ÷ cost × 100. Investing ₹5,00,000 (plus ₹5,000 costs) and receiving ₹7,25,000 after 4 years is an ROI of 43.56%, about 9.46% a year.
Return on investment (ROI) measures how much you gained relative to what you spent. Enter the amount invested, the final value and any extra costs or fees, and the calculator shows the net profit and ROI. Add the holding period to see the annualized return, which lets you compare investments of different lengths.
ROI ignores risk and the time value of money, so use annualized return and the IRR Calculator for uneven cash flows. See the Average Return Calculator for several years of results.
The calculator applies the standard financial formulas step by step.
| Item | Value |
|---|---|
| Total cost | ₹5,05,000.00 |
| Final value | ₹7,25,000.00 |
| Net profit | ₹2,20,000.00 |
| ROI | 43.56% |
| Annualized ROI (CAGR) | 9.46% |
| Case | ROI |
|---|---|
| Final value ₹6,00,000, 4 years | 18.81% |
| Final value ₹7,25,000, 4 years | 43.56% |
| Final value ₹7,25,000, 2 years | 43.56% |
| Final value ₹9,00,000, 5 years | 78.22% |
| Final value ₹4,50,000 (loss) | -10.89% |
Return on investment: the profit from an investment as a percentage of its cost.
Subtract the total cost from the final value, divide by the cost and multiply by 100.
The yearly rate that would produce the same total return over the holding period (also called CAGR).
Not necessarily — a high ROI over many years may be a low annual return, and ROI ignores risk.
Yes. Add brokerage, taxes and other costs to the cost for a true picture.
It depends on the asset and risk. Compare with alternatives such as fixed deposits and inflation.
It uses the standard formula: ROI = (final value − cost) ÷ cost × 100 The full method and a worked example are shown on this page.
No. The calculator gives estimates for planning and learning. Real offers vary by lender, product and date, so confirm the details with your bank, lender or a qualified adviser before deciding.
Yes. The maths is identical in any currency; only the currency symbol shown in the results differs.
No. Everything is calculated in your browser and nothing you enter is uploaded or saved.
