Find what a sum of money will be worth in the future.
FV = PV × (1 + r)^n. ₹2,50,000 at 9% a year for 10 years is worth ₹5,91,840.92.
Future value (FV) is what money today will be worth later if it earns a given return. Enter the present value, the annual rate and the number of years — optionally add regular deposits and an inflation rate — and the calculator shows the future value and the growth each year.
FV is the basis of the time value of money: a rupee today is worth more than a rupee tomorrow. To go the other way, use the Present Value Calculator.
The calculator applies the standard financial formulas step by step.
| Item | Amount |
|---|---|
| Starting amount | ₹2,50,000.00 |
| Total deposits | ₹0.00 |
| Interest earned | ₹3,41,840.92 |
| End balance | ₹5,91,840.92 |
| Interest as a share of end balance | 57.8% |
| Years | 7% p.a. | 9% p.a. | 11% p.a. |
|---|---|---|---|
| 5 years | ₹3,50,637.93 | ₹3,84,655.99 | ₹4,21,264.54 |
| 10 years | ₹4,91,787.84 | ₹5,91,840.92 | ₹7,09,855.25 |
| 15 years | ₹6,89,757.89 | ₹9,10,620.61 | ₹11,96,147.37 |
| 20 years | ₹9,67,421.12 | ₹14,01,102.69 | ₹20,15,577.88 |
| 25 years | ₹13,56,858.16 | ₹21,55,770.17 | ₹33,96,365.95 |
The value of a current sum at a future date, assuming a given rate of return.
FV = PV × (1 + r)^n for a single sum; with regular deposits add PMT × ((1 + r)^n − 1) ÷ r.
The idea that money available now is worth more than the same amount later, because it can earn a return.
More frequent compounding gives a slightly higher future value at the same annual rate.
Use the realistic return you expect from the account or investment, not the best-case rate.
Use the Present Value Calculator, which reverses the calculation.
It uses the standard formula: FV = PV × (1 + r)ⁿ The full method and a worked example are shown on this page.
No. The calculator gives estimates for planning and learning. Real offers vary by lender, product and date, so confirm the details with your bank, lender or a qualified adviser before deciding.
Yes. The maths is identical in any currency; only the currency symbol shown in the results differs.
No. Everything is calculated in your browser and nothing you enter is uploaded or saved.
